Terms & Conditions

Last updated: August 30, 2026

These Terms & Conditions apply to your use of this website and its content. By using this website, you agree to these terms.

Website Use

You may use this website for personal and lawful purposes.

You agree not to use the website in a way that interferes with its operation, attempts to gain unauthorized access to information or systems, violates applicable laws, or infringes on the rights of others.

Information and Educational Content

The information on this website, including blog posts, articles, videos, resources, downloads, and other educational content, is provided for general informational and educational purposes.

I share information to help entrepreneurs better understand their businesses and think through business decisions. The information provided on this website is not intended to tell you what decision is right for you or your business.

Every business is different. Your goals, finances, clients, capacity, circumstances, and other factors can affect what makes sense for you.

You remain responsible for the decisions you make for yourself and your business.

No Professional Financial, Legal, Tax, or Other Regulated Advice

Nothing on this website should be considered legal, accounting, tax, financial, medical, or other regulated professional advice.

When a decision requires expertise outside the scope of my work, you may want to seek advice from an appropriately qualified professional.

Coaching, Consulting and Programs

Visiting this website, reading its content, submitting a contact form, joining a waitlist, or booking an introductory conversation does not automatically create a coaching or consulting relationship.

If you choose to work with me through coaching, consulting, facilitation, or a program, additional terms, policies, agreements, or expectations may apply to that specific service.

Those service-specific terms will apply in addition to these website Terms & Conditions.

Business Results

Examples, ideas, experiences, and educational information shared on this website are intended to support your thinking and understanding.

I do not guarantee specific business, financial, marketing, sales, or other results from using information on this website or from participating in my services.

Business outcomes depend on many factors, including your individual circumstances, decisions, actions, market, clients, and other factors outside my control.

Intellectual Property

Unless otherwise stated, the original content I create for this website belongs to me, Chelsey Hart.

This includes written content, educational materials, frameworks, resources, graphics, downloads, videos, program materials, and other original content.

You're welcome to share links to publicly available pages on this website.

You may not reproduce, republish, sell, distribute, modify, or use substantial portions of my original content for commercial purposes without my written permission.

Brief quotations may be used where legally permitted and appropriately attributed.

Third-Party Links and Services

This website may contain links to websites, platforms, resources, or services operated by other organizations.

I may also use third-party services for functions such as scheduling, payments, forms, video conferencing, and other website or business operations.

I do not control third-party websites or services and am not responsible for their availability, content, security, privacy practices, policies, or actions.

Your use of a third-party service is subject to that provider's own terms and policies.

Website Availability

I make reasonable efforts to keep this website accurate, useful, and available.

However, I cannot guarantee that the website will always be available, error-free, complete, or up to date.

Content may be changed, updated, moved, or removed without notice.

Limitation of Liability

To the extent permitted by applicable law, I am not responsible for losses or damages arising solely from your use of, inability to use, or reliance on general information provided through this website.

You are responsible for evaluating information and making decisions appropriate to your own circumstances.

Nothing in these Terms is intended to exclude or limit any rights or protections that cannot legally be excluded or limited.

Privacy

Your use of this website is also subject to my Privacy Policy, which explains how personal information may be collected, used, and protected.

Changes to These Terms

I may update these Terms & Conditions as my website, services, or legal obligations change.

The “Last updated” date at the top of this page will indicate when these terms were most recently revised.

Governing Law

These Terms & Conditions are governed by the applicable laws of Ontario and Canada.

Contact

If you have questions about these Terms & Conditions, please contact:

Chelsey Hart
Point Edward, Ontario, Canada
chelsey@yourinitiative.ca